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Health Care Reform, now known as - pay more money

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Devilish details regarding the health care reform

Devilish Detail - the CLASS Act

Remember the CLASS act I wrote about here last spring? It’s a government-run, voluntary, long-term care insurance program with a cash benefit that can be used to keep people independent and at home as they age.

Repealing it is on the table for deficit reduction. 

According to Barbara Maynard and the New York Times, “The Congressional Budget Office said the Class Act reduced the deficit by $83 billion in the first 10 years. That’s partly because the program takes in premiums for five years before it starts paying benefits, partly because of Medicaid savings.”

The program is self-funded; that is, the premiums fund the payouts. The law states that no taxpayer funds shall be used for payment of benefits. Removing the program would not reduce the deficit. Leaving it in place would. 

It also creates jobs for nonmedical workers needed to maintain independence at home, including jobs in home modification (contractors) assistive technology, transportation, homemaking, respite care, personal assistance, home care aides and nursing support. Know anybody in Bonner County who could do jobs like that? Could you?

And, according to a Kaiser Family Foundation/Harvard University opinion poll, over three quarters of Americans favor the CLASS act. 

So, what are you waiting for? If you don’t want to lose the CLASS act, write, phone, email, text, tell your federal representatives and senators you want it.

Devilish Detail: Mike Crapo on Healthcare

“While the government can play a role in providing and regulating health care, ultimately both consumers and providers should be free from excessive government interference with their health care choices. Instead of giving the government more power over health care, individual patients must be given more control, choice, and information to make their health care decisions. When individual patients have these choices, they will reward innovative providers and insurers who reduce costs and improve quality.”

The foregoing is from Idaho Senator Mike Crapo’s website.

When was the last time you readers have had any control and choice to make your health care decisions? (As for information, I’ve got plenty. Don’t need more of that.) Did I forget to notice that some health care providers are innovative? That there are insurers who reduce costs and improve quality?

I must’ve missed it. If you have experienced these longed-for scenarios in your dealings with unregulated health care corporations and insurance companies, please let us all know by sending your stories to me. They will be published in the River Journal.

If you have not, please let Senator Crapo know.

If Crapo has his way,  we will soon have as many choices and as much control over our health care as we now have over cell phones.

If you would like me to continue this series, have a question or comment, a research topic, or a suggestion for me, or would like to contribute your own devilish detail, please contact me at: 208-304-9066 or docnangee@yahoo.com

Subscribe to comments feed Comments (2 posted)

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Dental Plans 10/17/2011 08:57:08
It seems like they cut it last week. I think what they discovered was no healthy people would opt into it which would cause the premiums to increase and eventually no one would want it. It did sound like * great plan but the problems arose in how to pay for it in the long run.
avatar
Nancy Gerth 01/03/2013 14:15:20
There's no opting about it. Obamacare requires that everyone is covered or pays * fine, offering * subsidy to those who can't afford it. I'm not sure why you say "seems like they cut it last week." I'm confused by the dates on the story and on the comments.
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Nancy Gerth is a freelance writer

Tagged as:

health care reform, CLASS Act, federal deficit

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